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Rates effective as of May 01, 2008
| TYPE OF LOAN | TERM | AUTOMATIC TRANSFER
Annual Percentage Rate (APR) | MONTHLY PAYMENT
PER $1,000 BORROWED* |
| New Cars | 12 - 60 Months | 7.49% | $20.03 |
| Used Cars | 12 - 36 Months | 7.99% | $20.27 |
| Home Equity** | 12 - 36 Months
37 - 60 Months
61 - 84 Months
85 - 120 Months
121-180 Months | 5.29%
5.29%
5.99%
6.24%
6.74% | $30.10
$19.01
$14.61
$11.23
$8.85 |
| Unsecured | 0 - 36 Months | 12.50% | $33.46 |
| LINES OF CREDIT | INDEX*^ plus MARGIN | APR^^ | SPECIAL FEATURES |
Home Equity
($5,000 minimum credit line amount) | WSJP + 0%
| 5.00%^ | 7 Year draw |
Overdraft Protection
($5,000 maximum) | WSJP + 3%
Floor of 12% | 12.00% | Linked to Province Bank
Checking account |
*Repayment example calculated using the maximum term for the corresponding APR. The APR without automatic deduction is .50% higher. If you choose to use automatic deduction service and later discontinue that service for any reason, your APR will increase. Rates are subject to change without notice. Subject to credit approval.
**APRs apply to new Home Equity Loans of $5,000 or more (excluding refinances of existing Province Bank loans) with automatic deduction from Province Bank checking account. Loan fee of $100 will waived during No Fee promotion. This product is a fixed rate, closed-end loan secured by your primary residence and not exceeding an 80% loan to value ratio. An appraisal may be required. Property insurance is required. Borrower must pay any mortgage satisfaction fees at loan termination. Please also note that the 5.29% APR 60 month home equity loan requires $10,000.00 in new borrowings.
*^Index is the WSJP, currently 5.00%
^APR is variable based on WSJP, currently 5.00%. Maximum lifetime APR is 18%. This product is a variable rate line of credit secured by your primary residence and not exceeding an 80% loan to value ratio. An appraisal may be required. Property insurance is required. Automatic deduction of payments from a Province Bank Checking Account is required. An early retirement fee of $250 applies if the account is closed within the first 24 months. Borrower must pay any mortgage satisfaction fees at loan termination. Loan applications will only be accepted from residents of Lancaster County and counties contiguous with Lancaster. Offer may be modified or discontinued at any time. Subject to credit approval.
^^Rates are subject to change without notice. Subject to credit approval.
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 Equal Housing Lender | Member F.D.I.C.
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EOE, M / F / D / V
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